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7 Mistakes eBook

Avoiding common mistakes is critical if you want to enjoy happy, healthy golden years without worrying about running out of money.

Our eBook will show you how to avoid mistakes that can ruin your plans for retirement.

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Find out how much Guaranteed Retirement Income you could get every month for life*

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Will you run out of money in retirement? According to a recent Allianz study 63% of people fear running out of money in retirement more than death**. 

In the olden days many Americans worked for the same company their entire career and then retired with a gold watch and a pension. Unfortunately those days are over, and pensions are a thing of the past for most people. In many cases, pensions have been replaced by 401(k) plans. 

401(k) plans can be a good savings vehicle while employed, but they don't provide a guaranteed lifetime income stream like a pension; which means millions of Americans could run out of money in retirement. 

What’s the solution? 

Make the move so many others are making. Convert your 401(k) or IRA into a guaranteed income stream that never runs out and could even go up in value, as long as either you or your spouse are living. Optional living benefit riders are available with certain variable annuities. They guarantee** a steady, reliable income stream for life, even if the policy value falls to zero. They can provide withdrawal payout percentages up to 7% guaranteed, depending on someone's age, time invested, and step-ups. 

They are designed to capitalize on up markets with the ability to invest in potentially high-growth stocks. A growth-focused investment strategy can lead to a larger income base, which you can then access for life using the payout percentages. 

Meet with a Transamerica Financial Advisor and explore options to turn your 401(k) or IRA into a guaranteed, steady, reliable income stream for life. 

Call us at 720-660-6445 or click the button below for more information. 

**The Allianz Generations Ahead Study was conducted by Larson Research + Strategy via online survey in May, 2017 with 3,006 U.S. adults ages 20-70 with a minimum household income of $30K+ and was commissioned by Allianz Life Insurance Company of North America. 

*Annuities may lose value and are not insured by the FDIC or any federal government agency. They are not a deposit of or guaranteed by any bank, bank affiliate, or credit union.

Variable annuities may not be suitable for everyone. A variable annuity may not be appropriate for people who do not have a long investment time horizon and is not appropriate for people who intend to engage in market timing or other frequent (disruptive) trading. You will get no additional tax advantage from this variable annuity if you are investing in a variable annuity through a tax-advantaged retirement plan (such as a 401(k) plan or Individual Retirement Account (“IRA”)).

Riders and benefits have specific limitations, may incur additional costs, and may not be available in all jurisdictions. For complete details, including charges, terms and conditions of each rider and exact coverage provided, please consult your agent.

For more information on a variable annuity please go to for prospectuses. You should consider the objectives, risks, charges, and expenses of an investment carefully before investing. Read them carefully before you invest.

All guarantees, including optional benefits, are based on the claims-paying ability of the issuing insurance com